The approach we have pioneered is based on a disciplined execution of fundamentals -- the most important things investors need to focus on to be successful in the long-term.
Our investment philosophy maintains that an investment portfolio's asset allocation (choice of asset classes and allocation of money across them) is a primary determinant of its long-term investment performance. Most investors understand that a more broadly diversified portfolio has less risk. Many investors are surprised to learn, however, that multiple-asset-class diversification tends to simultaneously improve returns over the long run. By designing portfolios that capture the benefits of broad diversification, we help our clients pursue their financial goals with more safety.
We meaningfully involve our clients in the investment decision-making process. At each stage of the process, we explain the concepts necessary to make sound investment decisions. Our collaborative process actively guides clients through a systematic series of portfolio decisions, resulting in a customized investment strategy. This process assures that the portfolio design is a good match for the client's risk tolerance and financial goals. It also helps them become more sophisticated, knowledgeable investors. A knowledgeable investor is more likely to avoid one of the greatest threats to long-term investment performance: Abandonment of the investment strategy itself. The strategy that we design together is ideally an "all-weather" one that clients will live with through changing economic climates.
Once the design process is complete, we follow a disciplined and rigorous investment management process for the implementation and ongoing management of client portfolios. From the preparation of a formal Investment Policy Statement (IPS), which documents the decisions made in the design process, to the truly independent evaluation of and recommendations concerning the money managers chosen to implement client strategies, our process is designed to meet the highest standards of fiduciary care.
Our investment approach is particularly well-suited for foundations, retirement plans, and others with fiduciary responsibility for the investment of assets. Charitable accounts and retirement plans represent more than 40% percent of the assets that we manage. Please click here for more about how our advisory process will help you satisfy required fiduciary standards of care.